NORTHERN CALIFORNIA – This October marked the 20 years since the Bay Area was rocked by the Loma Prieta earthquake and the risk of another big jolt remains as high as ever.

AAA Northern California reminds state residents that the best way to successfully ride out a quake is to prepare for it in advance.

“One of the most important steps homeowners can take is to document their belongings before tragedy strikes,” advised AAA Northern California spokesperson Matt Skryja. “Take the time to do an inventory of your home, either with photographs or a video camera. Then, store those records in an off-site location like a safe deposit box.”

Earthquake safety tips

• Create an earthquake survival kit. This is one of the most important steps you can take. The kit should include canned goods, two to four quarts of water per person per day, sanitary supplies, a camp stove, portable radio, flashlight and spare batteries.

• Know how to shut off your home’s gas, water and electricity. You should also make sure your water heater is securely fastened to a wall or post with two metal straps.

• Conduct family earthquake drills. Make sure everyone knows which areas in a room are the safest. This may be underneath a table or against a wall. Stay away from windows, fireplaces and tall furniture.

• Decide where your family will reunite if you're separated. Choose a friend or relative you can call after an earthquake to let them know your location and condition. Phone lines are often overloaded or damaged in an earthquake and specifying one point of contact for your entire family will help avoid a strain on the system.

• Childproof your cabinet doors. It may seem like an annoyance initially, but installing latches on your cabinet doors can prevent them from flying open in an earthquake. By properly securing the doors you can keep precious belongings from spilling out and breaking.

• Check your insurance for earthquake coverage. Knowing what coverage you have can help speed up your recovery after a big quake. Most homeowner’s policies do NOT cover damage resulting from an earthquake and in most cases a separate earthquake policy is needed.