Each year devastating disasters ravage our nation, leaving behind countless victims. Pre-disaster planning can have a dramatic impact on minimizing the tragedy and suffering, resulting in a more efficient and coordinated (non-panicked) response, and will save lives.

Now is the time to prepare for these conditions. Do not wait until it is too late. And, do not be fooled into thinking that only other people are affected. Remember tornadoes, blizzards, floods, earthquakes, fires and car wrecks, can be due to a large number of different reasons, how well you plan, prepare and respond to those situations will determine how well you and your family survive them.

Let's get prepared, people. Make sure you have life insurance, an emergency plan and the tools for the unforeseen event that may change your lives.

Scott Fergusson lives in Middletown.

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