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Montoliu: The American dream's hidden cost PDF Print E-mail
Written by Raphael Montoliu   
Saturday, 31 October 2009
While some blame specific ideologies for the sub-prime mortgage crisis and the current recession, the actual source of the problem might not be exclusively political but also cultural.


America has a unique cultural model, almost an archetype, not found to be so dominant in other parts of the world. The mold or model here is material success, or wealth, with all its trappings. It is metaphorically called the pursuit of happiness, but it remains as the original 19th century wording intended the pursuit of property, which could, today, also be more accurately called simple greed.


This American dream, which has lately turned into a nightmare for many, usually mostly comprises a big house, a couple of cars or preferably the biggest SUVs that can be found anywhere on the planet, and the latest high-tech toys besides a television for each person living under a same roof, so family members not only do not have to speak but do not even have to see or spend time with one another, the outcome of which will later feed the need for psychotherapies and the content of popular mainstream television programs such as Dr Phil.


What is uniquely American is that, through the miracle of relatively easy credit, the trappings of success are acquired before success occurs … in most other nations, ordinary people seem to understand they have to make money before deciding how to spend it … you could call this simple logic and fundamental practicality, like planting a tree by the roots.


In America, success, like most that is directed at the gullible masses, is not portrayed as being (successful) but as having (the trappings of success); it is not about reality but appearances, like politics and advertising, and like the media … like all of what constitutes the popular culture.


And it is about having it all right here right now, which could be described as a neurotic impulse, but is most often a symptom of immaturity. So people grab all they can today and worry about paying for it tomorrow, if ever.


For most the dream is indeed materialistic, but the same frantic drive to have gratification without delays taints and defines everything, from instant coffee to instant religious salvation and all in between, from political sound bites to a thirst for instant metaphysical enlightenment, instant mastery in any field, instant weight loss, becoming ripped in four weeks, calling and finding your soul mate in seven weeks and becoming a multi-millionaire in a couple of months.


One, two, three, by the time you snap your fingers diner is served, you and your toddlers speak three foreign languages fluently, you have lost forty pounds, your net worth has increased one thousand folds, and you look and feel better than when you were nineteen years old, all without effort whatsoever.


This could be another aspect of the so-called rat race, since once you train or condition people to run everywhere, they usually cannot ever slow down, not even to eat a decent meal or read and comprehend a sentence that has more than five words.


The cruel irony, which appears to be lost on so many in the mainstream culture, is that real success generally means greater freedom, what is also called financial independence, while acquiring the trappings of success without success translates, in practical terms, as abject, odious bondage, the type that justifiably inspired revolutions in previous centuries.


Voluntary servitude is however the name of the game in today’s society. Rather than making an initial effort and then perhaps getting rewarded, people are taught they should seek the reward first, which becomes as a ball and chain that cannot ever be enjoyed, because now comes the struggle to sacrifice for it for many very long years, coupled with the constant fear of loosing it all, the stress of which produces cancers, ulcers, addictions, rampant divorces and very unhappy children.


The system obviously generates and preys on such immaturity, and not just con artists with get rich quick schemes but banks, credit card companies, commerce and of course the government which offers all sorts of incentives for so-called consumers to become ever more indebted, and which as a matter of fact long ago erected the financial and legal structures necessary for this endless exploitation of the populace. This structure tempts us to have it all now, and while it is presented as gaining status and reaching for fulfillment in glossy advertising and glorious commercials, the hidden cost is drudgery and literal serfdom.


In a consumer-driven economy, no laws will legislate intelligent, independent living, on the contrary. The more people spend money they do not have, the faster the engine runs, as it all is founded on illusions, on smoke and mirrors, like our paper money that is printed faster than monopoly money ever could, while the nation becomes bankrupt and the elite ever wealthier and more powerful. So what is the solution to such pervasive problems?


The simplest solution might be to jump off the merry-go-round, to no longer consume, or as little as practically possible. If major banks and multinational corporations have indeed embraced a globalist agenda meant to level the world into a homogenous mass of paupers and slaves, let them pay the price.


Become independent by recycling, growing, building, and bartering for your needs, and turn your back on a predatory system. Buy used whenever possible, and share and exchange information and knowledge to reclaim your power as a people, since the wannabe royalty, the elite, derives its power by dividing us, making us compete for crumbs like overcrowded rats in a laboratory cage.


If success comes, enjoy the fruits of your labor, if not, enjoy life, but whatever you do, do it on your own terms rather than because you have been conditioned to fill the bottomless pockets of an elite that manipulates you to the detriment of your health, your sanity, your happiness, your life, and of those of the ones you love.


The slogan “Growth for the sake of growth is the ideology of the cancer cell” might prove accurate after all.


Raphael Montoliu lives in Lakeport.

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Could Mutual Collaboration Help Heal Our Financial Hard Times?
written by lamar, November 01, 2009
How do you recover in financially difficult times "on your own terms" when you lack financial resources? Answer - mutual collaboration. It works for community service projects - like what the Hidden Valley Community Church did for PACK, the Middletown Senior Center, and Middletown Central Park last month. It works for Harvest Parties - like the many that took place on Oct. 31st all over Lake County. It works for the Lake County Food Coop. (I think they refer to it as "wikinomics in action.") It works in the advertising space in printed publications when PR optimization is involved. It works with to-do-list boards which go on refrigerator doors and promote businesses cost-effectively year-after-year. But, more than anywhere else "mutual collaboration" works best online in the Social Media Space. Want proof all this is true? Visit http://budurl.com/LakeCountyEvents.

Lamar Morgan
another great commentary
written by Baxter, November 01, 2009
I've been pondering this American confusion between the "pursuit of happiness" and the "pursuit of wealth" more than usual lately, ever since the James Arthur Ray Death Lodge Tragedy hit the news. Living off the grid, so to speak, I tend to be happily unaware of much of the insanity that passes for popular culture in this modern world. Prior to the recent news from Sedona, I was unaware that so many people flock to charlatans like Ray, paying thousands of dollars per day to listen to someone who promises to make them wealthier through "spiritual growth"... The mind boggles.

Once again, Raphael Montoliu has hit the nail on the head. Americans can't tell the difference between reality and fiction. This is why PT Barnum observed with so much satisfaction that "a sucker is born every minute."

Far less eloquently than the above commentary, may I suggest that Americans are financially drowning themselves with "stupid tax." Thats a term I coined years ago, to describe my chagrin when I found myself spending more money than I should have had to pay. For instance, a surcharge on an overdue bill. I knew when the bill was due, I had money in the bank, and I could have paid it on time and spent less, but I was careless and late sending the check, so I had to pay a surcharge. I'd kick myself for having to pay the "stupid tax," but there was no question who was at fault: stupid me.

Spending more than you have to on anything is like paying a "stupid tax." And among the stupidest of stupid taxes is the one imposed on themselves by people who buy more than they can afford, and allow an ever-increasing credit card debt to result in big monthly "stupid taxes" -- finance charges.

Now, if you have cut your monthly expenses down to the barest minimum, never eat out, shop like a Scots housewife (thrifty), don't indulge in wastefully expensive habits like ciggarettes, etc, and you still can't pay off your credit card debt, my heart goes out to you. I've been there, I know how brutally painful that is. I've been through rough spots that required living on credit cards. Paying your way out of that debt is hell. So again, my heart goes out to you.

But if you are a person who continues to buy things you do not need, going out to eat in restaurants or other expensive evening entertainments, buying new furniture or clothes, while maintaining (or increasing) a large monthly credit card debt because you cannot stop your self-indulgent spending habits, then you are paying "stupid tax" for no good reason. Except... well, do I need to say it?

"Voluntary servitude" is a perfect term. Americans have chosen to enslave themselves to the banking system, having forgotten the lessons of our grandparents.

Thanks for the great insights, Mr. Montoliu.

If only people could wake up
written by bearer, November 01, 2009
And see the Global warming tax called cap and trade is just an extension of the same game.

A few powerful politicians and wall street own all the biggest carbon credit companies.

With the help of their friends in congress they can finally play this money game once they get cap and tax made into law.

Even Hillary Clinton admitted the democrats plan is and always has been "We (the United States) tax everything that moves and doesn’t move, and that’s not what we see in Pakistan,”

So when you go out and blame the little guys who are just following the rules the big guys make, you have it all wrong.

civilization?
written by tyler lee, November 03, 2009
As Ghandi said when asked what he thought of Western civilization: "They really ought to try it"! But our European-based structure is not a civilization at all, but the perpetuation of a barbarism that inherited the European world from the Romans. The people who ruled Europe subsequent to the collapse of the Roman Empire were Vandals, Goths, etc. whose rule was force majeur: I have the big iron sword, and you have not: therefore I get all the land, all the gold, all the women ad infinitum. This resolves itself today into "we tax everything that moves..." Everything we do is based on force. It's no wonder that warfare is our default mode. It's what we do...us barbarians. TJ
Sartre
written by Fran, November 05, 2009
I think Sartre was the one who warned us decades ago about being possessed by our possessions. You summed it all up very well, Raphael.

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